Premier Mortgage & Protection

What We Do

Find out more about the services we offer

Mortgages

Unlock the door to your dream home - find a suitable mortgage with our advisers

Protection

Protect what matters most - safeguard your families future with our comprehensive protection services

Business Protection

Secure the future of your business - protect your assets and plan for the unexpected

General

Our advisers are here to guide you every step of the way

About Us

Welcome to our financial advisery practice, where your goals become our mission. With years of experience and a commitment to your well-being, we are dedicated to helping you navigate the complexities of the mortgage, protection and insurance world. Our team of expert advisers is here to provide tailored solutions that empower you to make informed decisions and secure your future.

At our practice, we understand that every individual's journey is unique. Our client-centric approach ensures that your aspirations are at the heart of our strategies. Trust us to be your financial partner, providing clarity, confidence, and a roadmap to your mortgage journey success. Your dreams, our expertise - together, we'll build a brighter future.

More Info

Testimonials

What our customers have to say about us

Katie 07/2022

We had a great experience with Troy buying our First home. He was very knowledgeable and honest. The process went very smoothly and we are very happy in out new home!

Nico 03/2022

Troy helped us with purchasing our first UK home as well as helping us out with our Life insurance. He kept us informed every step of the way. I can comfortably recommend Troy to any of my friends and colleagues.

Kim 02/2023

As foreign nationals navigating the complexities of purchasing a home in the UK, my partner and I were initially overwhelmed by the process. Thankfully, we had the exceptional support of Troy from Premier Mortgages and Protection, who made what could have been a daunting experience remarkably smooth and stress-free. Troy's deep understanding of the mortgage market, especially for clients with unique circumstances like ours, was evident from our first conversation. He took the time to thoroughly explain our options, demystifying every step and ensuring we felt confident in our decisions. His ability to break down complex information into clear, understandable terms was invaluable. What truly set Troy apart was his dedication and commitment to our case. He was always available to answer our questions, no matter how small, and provided timely updates throughout the entire process. His proactive approach meant that potential issues were addressed before they could become problems, and his attention to detail ensured that all paperwork and requirements were handled efficiently. Thanks to Troy's expertise and tireless efforts, we secured a mortgage that perfectly suited our needs, allowing us to purchase our dream home in the UK. We couldn't have asked for a better adviser, and we wholeheartedly recommend Troy and Premier Mortgages and Protection to anyone looking for a knowledgeable, trustworthy, and client-focused mortgage adviser. Thank you, Troy, for making our home-buying journey a success!

Mark 04/2023

We recently bought a home in the UK as foreign nationals, and Troy was absolutely amazing throughout the entire process. From day one, he made everything so much easier for us. Troy really knows his stuff when it comes to mortgages, especially for people like us who aren't originally from the UK. He patiently explained all our options and made sure we fully understood every step, which helped us feel much more at ease. He was always there to answer our questions and kept us updated regularly, which was super reassuring. But it wasn’t just the mortgage—Troy also helped us with life insurance. He took the time to find the best policy that fit our needs, so we could feel secure about our future here. Thanks to Troy, we not only found the perfect mortgage but also got the right life insurance to protect our new home and family. We’re so grateful for his help and would highly recommend him to anyone looking to buy a home in the UK, especially if you’re navigating it all as a foreign national. Thanks again, Troy!

Richard 08/2023

As a South African buying a home in the UK, we couldn’t have done it without Troy. He made the process straightforward, explaining everything clearly and keeping us informed every step of the way. Troy also helped us secure life insurance that fits our needs perfectly, giving us peace of mind in our new home. His expertise and dedication made all the difference. We highly recommend Troy to anyone navigating the UK mortgage process, especially if you’re new to the system. Thanks, Troy!

Jaco 10/2023

Troy at Premier Mortgages and Protection was a game-changer for us as foreign nationals buying a home in the UK. He made the entire process clear and straightforward, guiding us through every step with ease. On top of that, Troy helped us secure the right life insurance and Income Protection, giving us extra peace of mind. His expertise and support were invaluable. If you need a mortgage adviser, especially as a foreign national, we highly recommend Troy. Thanks for everything, Troy! Thank you for the stress free experience!

Crystal 01/2024

I recently went through a challenging time after my divorce, and Troy from Premier Mortgages and Protection was an incredible help. He guided me through the re-mortgage process with such patience and understanding, making sure I was comfortable with every decision. Troy also took the time to review my protection and house insurance, ensuring everything was in order for my new circumstances. His attention to detail and genuine care made a difficult situation much easier to manage. I’m truly grateful for his support and highly recommend him to anyone in need of a knowledgeable and compassionate adviser. Thank you, Troy, for being there when I needed it most!

Craig 01/2021

I reached out to Troy Rahme of Premier Mortgages & Protection, as I was in desperate need for advice on my mortgage capacity requirements and options. Troy was very thorough and took the time to fully understand my requirements and thereafter provided me with various options. Troy has excellent knowledge of all mortgage products and offerings and as a result was able to advise me on matters and put forward solutions that I had never heard of. As a result of the confidence I have in Troy's knowledge and ability to find solutions, I have subsequently referred a few of my clients to him as I am 100% confident, he will take care of their mortgage needs.

Frequently Asked Questions

We've answered the most frequently asked questions for you but if you have any further questions please get in touch with one of our advisers and they will be happy to help.

What is a mortgage?

A mortgage is a loan you use to buy a home. You pay it back over time, plus interest.

How much can I borrow for a mortgage?

It depends on your income, credit score, and the lender's policies. Typically, it's around 3-5 times your annual income.

What's a deposit payment?

A deposit payment is the initial payment you make when buying a house. It's a percentage of the home's price, the minimum deposit is usually around 5% (depending on your circumstances).

What's the difference between fixed and adjustable-rate mortgages?

A fixed-rate mortgage has a constant interest rate, while an adjustable-rate mortgage's rate can change over time.

How long can a mortgage last?

Most mortgages are 15 or 30 years, but you can find other terms too.

How can I improve my mortgage approval chances?

Pay bills on time, save for a deposit, and maintain a good credit score.

What's a pre-approval vs. pre-qualification?

Pre-qualification is an estimate; pre-approval is a firm offer from a lender, showing how much you can borrow.

Can I pay off my mortgage early?

Yes, you can make extra payments or refinance to pay it off faster.

What happens if I can't make my mortgage payments?

Contact your lender ASAP. They may offer options like loan modification or forbearance to help you during tough times.

Get In Touch

Main Office

1 Agate Close
Wokingham

RG41 3UH

Telephone. 07588180698

Email. troypmap.life

Welcome to Premier Mortgage and Protection Adviser